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  • 16607 Riverstone Way, Ste 200, Charlotte, NC. 28277
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Simplifying Homeownership and Refinancing

Owning your dream home and achieving financial freedom is simpler than ever.  Let our experts guide you!  

Owning your dream home and achieving financial freedom is simpler than ever.
 Let our experts guide you!  

Purchase a Home
Explore Refinance Options

Mortgage Pre-Approval Made Easy

Don't wait around! Our swift pre-approval process helps you get ahead in the race for your dream home.

Customized Loan Solutions

Whether buying your first home or upgrading to a new one, we have the perfect loan for everyone.

Competitive Refinancing Options

Want lower monthly payments or some extra cash? Our refinancing options are smooth and easy.

Expert Guidance Every Step of the Way

Do you need a helping hand? Our experts are here to guide you through the process and offer advice tailored to your needs.

First-Time Home Buyer Loans

Start your homeownership journey with loans offering low rates and tailored buyer benefits.

Competitive Fixed-Rate Mortgages

Enjoy peace of mind with our fixed-rate options, keeping your payments steady over time.

Adjustable-Rate Mortgages (ARMs)

Our ARMs offer lower initial payments, giving you flexibility when required.


  • Turn Your Dream Home into Reality!

Home Purchase Loan

Struggling to find the best mortgage rates?

Affordable Homes, Stress-Free Mortgages: Unlock Competitive Rates with Us!

See How It Works

Jumbo Loan Options

Our jumbo loans help you finance more prominent properties at competitive rates.

FHA and VA Loans

Check out FHA and VA loans, which may require a lower down payment.

Better Loan Terms

Lower monthly payments easily with refinancing. Start saving now, and feel financial relief soon.

Dream Big Cash-Out

Use your home's equity to fund dreams. Big projects or life moments, effortlessly financed.

Equity Loan Access

Unlock your home's equity value efficiently for any need, flexible financial solution.

  • Boost your savings with smart refinancing!

Refinancing Solution

High monthly mortgage payments?

Refinance Today: Slash Your Interest Rates and Shrink Your Monthly Payments!

Explore Refinancing

Simplify Via Consolidation

Consolidate debts into one loan. Simplify your monthly payments, reduce stress, and increase peace.

Hassle-Free Refinancing

Quick, uncomplicated refinancing. Achieve your goals faster, with significantly less hassle.
  • UV Mortgage Difference

Where Your Goals Meet Our Commitment

Here’s why we’re the best buddy for your home financing journey!

Tailored to You

Forget one size fits all our mortgage options are designed around your unique needs.

Your Trusted Partner

Clear, honest, and always on your side through every step of the process.

VA Loan

Fast, Simple, Reliable

Streamlined approvals and expert support to keep things moving.

More Than a Loan

We’re invested in your dreams, whether it’s homeownership or financial peace of mind.

Uncover More About Us
UV Mortgage - Best Mortgage Loans in Waxhaw, NC
UV Mortgage - Best Mortgage Loans in Waxhaw, NC
  • Testimonials

What They Say

Michael D Homeowner

UV Mortgage made the home-buying process so easy. From start to finish, they were there to answer all our questions and guide us through every step. We are now proud homeowners thanks to their expertise and dedication.

Emily R Homeowner

The team at UV Mortgage went above and beyond to make sure I understood my mortgage options. They took the time to explain everything, and I felt supported throughout the process. Highly recommend!

James and Linda S. Homeowner

UV Mortgage helped us navigate the competitive housing market and get an amazing rate on our loan. Their professionalism and customer-first approach really set them apart. We’ll definitely return for future needs!

Join the UV Mortgage family today and take the first step towards your dream home and financial peace of mind!

Let’s Talk
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Read Our Latest News

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Let the Trust Build!

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  • Contact us

Do Not Hesitate To Ask Us Any Questions.

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At UV Mortgage, we are dedicated to making homeownership easier for everyone. We started with the goal of simplifying the mortgage process, and now we are a trusted partner in the mortgage industry.

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Disclaimer:

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201 Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at Department of Savings and Mortgage Lending⋆ State of Texas Agency.

A toll-free consumer hotline is available at 1-877-276-5550

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of claim. For more information about the recovery fund, please consult the department’s website at Department of Savings and Mortgage Lending⋆ State of Texas Agency.

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Licensed to Do Business in the State of NC, SC, GA & TX | NMLS #2694730

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